Later this month, all of the three major consumer credit bureaus will be required to offer free credit freezes to all Americans and their dependents. Maybe you’ve been holding off freezing your credit file because your home state currently charges a fee for placing or thawing a credit freeze, or because you believe it’s just not worth the hassle. If that accurately describes your views on the matter, this post may well change your mind.
A credit freeze — also known as a “security freeze” — restricts access to your credit file, making it far more difficult for identity
This post first appeared on Krebs On Security. click here for original article.